11-18-2016, 12:56 PM
(11-18-2016, 11:41 AM)Warren Dew Wrote:(11-17-2016, 04:59 PM)Ragnarök_62 Wrote:(11-17-2016, 12:01 PM)Warren Dew Wrote: To the contrary, private insurance is far more able to negotiate for lower prices. As you point out, government is subject to lobbying from the suppliers, keeping prices high; private insurance doesn't have that problem.
Whatcha talkin' about Warren? Health insurance companies are useless intermediaries , man.
The money going to them is utter waste. Just think about all the money going to them that could just go to health care providers directly. Like, I'll take the Medicare starts at age 0 over the crap we had before Obamacare and the sort of messed up stuff with Obamacare. Health care does not work under free enterprise do to a mismatch in the ability to afford what is actually needed.
Of course you'll take a system that allows you to spend other peoples' money as freely as you want.
The trickle-down meme you just recited may be persuasive, but it bears no resemblance to reality.
Quote:For those of us who care about societal efficiency and the financial stability of the health care system, though, private insurance does a very good job on cost controls. Perhaps you don't look at your insurance statements, but I do, and typically private insurance pays about 1/3 of the health care providers' "normal" rates.
If you want health care costs to rise several times the rate of inflation, then private insurance is your cup of tea.
Quote:There are absolutely problems with employers making decisions on employees' health care, but for medicare that permitted the individuals to choose their insurers, that problem would be ameliorated to a great extent.
People on medicare can choose their doctors. Medicare is the best deal, and it allows you to choose insurers to get more coverage.
The purpose of libertarian philosophy is just to "insure" that only the wealthy can survive and prosper in this world. It's worked to a great extent in fulfilling that purpose for 36 years and counting in the USA.