Democrats organize to fight back

[Classic-Xer]

(11-18-2016, 03:52 PM)X_4AD_84 Wrote:

(11-18-2016, 02:43 PM)Warren Dew Wrote:

(11-18-2016, 12:56 PM)Eric the Green Wrote:

(11-18-2016, 11:41 AM)Warren Dew Wrote: For those of us who care about societal efficiency and the financial stability of the health care system, though, private insurance does a very good job on cost controls.  Perhaps you don't look at your insurance statements, but I do, and typically private insurance pays about 1/3 of the health care providers' "normal" rates.

If you want health care costs to rise several times the rate of inflation, then private insurance is your cup of tea.

The only way to avoid that is to ration or to have the people who are getting the medical service to pay for it themselves.  I agree that the current system that ties health care to the employer has problems in that respect.  Better would be for the employer to pay that money to the employee and for the employee to choose his own health care freely.

Here's a hypothetical for you.

Let's say we have a company you never heard of. Joe's Computer Garage. The reason you haven't heard of it is, it's an army of 1.

Now, let's say we have Dell.

Joe's Computer Garage goes to negotiate a contract with Mega Chip Inc. I wonder what the terms and conditions will be?

Now, Dell goes to negotiate their contract with Mega Chip. Hmmm ... you don't suppose ... Dell might get better Ts and Cs? Maybe, just maybe?

Well, health insurance is no different.

I'd prefer to do business with the more profitable of the two. The army of 1 is actually an army of 1's who exist who have a history of paying their bills on time, costing less and being more profitable to do business and rely upon as a group than a large group like Dell.