Big Lies

[David Horn]

(02-16-2017, 01:07 AM)Classic-Xer Wrote: I bet your health insurance was always pretty good just like my health insurance has always been pretty good. Me, I'd rather have private health insurance than not have it when the government programs that the blues believe will last forever begin financially collapsing because they were not intended to last/be used forever. Rough days are coming down the road and the ideological blues are still sticking with their beliefs. I assume a healthy young female who isn't interested in having children would prefer that she be able to pay less for her health insurance as well.

H-m-m-m.  The most stable systems are the ones that keep cost increases in line, and provide great care.  No insurance company holds a candle to Medicare on either parameter.  And the idea that we can parse insurance to some ideal package for everyone is nuts.  Medicare comes as close as it seems reasonable to expect.  Part A covers hospitalization.  Part B covers all other covered costs.  If you want more than that, you can buy Medigap, that comes in 10 well-defined flavors and is offered by the insurance industry.  I have a G plan.  it covers everything, but has a small annual deductable" currently $166.  I could have purchased an F plan that eliminated the deductable, but costs a bit more, or one of the others that offers less.  Many companies offer one or more of these plans, but all are identical.  Shop for the best price.

NOTE:  I didn't mention Medicare Advantage (Part C) which is offered by insurance and HMO companies, or Part D, a GWB Meidcare drug plan that prohibits negotiating for drug prices.  All Part C and Part D plans are different, so you can still shop around for your best deal if that's what you prefer. Neither is as good as the two original parts.