https://www.rt.com/usa/352710-wikileaks-...ary-email/

Quote:          Nearly 20,000 emails and more than 8,000 attachments from the Democratic National Committee (DNC) have been released by WikiLeaks. Many of the emails indicate that top DNC officials were hostile to the Bernie Sanders campaign.

The emails released Friday cover a period from Janury 2015 to May 2016. They purportedly come from the accounts of seven major figures in the DNC: Senior Adviser Andrew Wright, National Finance Director Jordon Kaplan, Finance Chief of Staff Scott Comer, Communications Director Luis Miranda, Northern California Finance Director Robert Stowe, Finance Director of Data & Strategic Initiatives Daniel Parrish and Finance Director Allen Zachary...



https://www.rt.com/usa/352710-wikileaks-...ary-email/

http://finance.yahoo.com/news/white-hous...41193.html

Quote:WHITE HOUSE: Student debt is good for the economy

[color=rgba(0, 0, 0, 0.65098)].[/color]
(Occupy Wall Street demonstrators protest against the rising national student debt in Union Square in New York on April 25, 2012.REUTERS/Andrew Burton) 
President Barack Obama's top economists think that you have the explosion in student debt all wrong.
The massive increase in student debt has caused quite a bit of worry from economists concerned that it is driving down spending from these borrowers and stunting economic growth.
The Council of Economic Advisers, which conducts economic research on behalf of the White House, wrote in a massive 77-page research paper released on Tuesday that the opposite, in fact, is true.
"Federal student loan programs help expand access to high-quality education, which has long-lasting benefits to individuals as well as the overall macroeconomy through higher labor productivity and faster GDP growth," said the report from the CEA.
The basic thinking here is that by allowing access to more college education — which has been shown to correlate with higher income and economic stability — the increase in student debt has provided the US economy with better-equipped workers and spenders, driving growth.
Student debt has increased from $200 billion for all Americans in 1996 to $1.3 trillion at the end of 2015. Additionally, said the report, the number of people holding student debt increased from 23 million in 2004 to over 40 million last year. Despite this boom, the CEA said that there are benefits to the increase.
[/url]
[color=rgba(0, 0, 0, 0.65098)].[/color]
(Council of Economic Advisors) 

The CEA argues that the premium businesses paying for college graduates compared to noncollege graduates is also at an all-time high, making the access to higher education paramount for Americans who want a secure economic future.
The report said:
"In 2014, the median full-time, full-year worker over age 25 with a bachelor's degree (but no higher degree) earned roughly 70 percent more than a worker with just a high school degree.
"Moreover, people with a college degree are more likely to be employed—facing both lower unemployment rates and higher rates of labor force participation."
Based on wages and the difference between college graduates and noncollege graduates, the CEA calculates that the economic benefit of a degree to an individual was $500,000 for a bachelor's degree and $180,000 for an associate degree. Both of those are well above the average student debt load of $17,900.

[color=rgba(0, 0, 0, 0.65098)][url=http://static6.businessinsider.com/image/578e710f88e4a71b008b9299-960/screen%20shot%202016-07-19%20at%202.24.39%20pm.png].[/color]
(Council of Economic Advisors) 

The CEA also rebuked the idea that the increase in student debt is the same as the growth of mortgage debt that led to the financial crisis. The basic argument by the CEA is that the degree that comes out of student debt is different than the material good that comes from a mortgage.
"Unlike borrowing to pay for current spending, student loan debt is an investment in human capital that typically pays off through higher lifetime earnings and increased productivity," said the report.
On the other hand, studies have shown a number of negative outcomes from increased debt, including but not limited to:

• Young people are delaying buying a home, a highly stimulative move for the economy, because of student debt.
  
  
• The rising student debt may be slowing small-business formation.
  
  
• The average head of the household under 40 spends more on student debt than groceries.
  

The CEA did acknowledge some issues, saying that public investment to ease the growth of student debt was important. Also, the report acknowledged that students who fail to complete college do not receive the same wage benefits and often struggle to repay loans.
In the end, the CEA said that the benefits to the US economy and the personal economies of every student borrower outweigh the costs of taking on more student debt.
"College remains an excellent investment overall, and the majority of dollars in the student loan market continue to fund investments with large returns to student borrowers and the economy," concluded the CEA.
Check out the full report here »

So given that vitriol and chant of “lock her up” against Hillary Clinton, I predict that if she’s elected president she will be impeached.  And if they economy is bad when it happens and her approval rating is in the tank many Democrats will vote to remove her from office.

In the thread "the best songs ever" there have been some great 4T songs posted, but that thread doesn't focus exclusively on 4T songs. We definitely need a thread for that here, because 4T music is the future. Since we're currently in the 4T, the music of our current era should be represented here. Here is a place to post the best songs from 2008 onward.

The rates seem to be high only in historically Christian, or more precisely Western Christian countries.  Modernization doesn’t seem to be a factor; developed countries that are not historically Christian still have very low non-marital birth rates.  Christianity is the largest religion in Korea but Korea has only Christianized in the last half century.

 

https://newrepublic.com/article/135268/r...ves-matter

Quote:Despite his history of inflammatory, racist rhetoric, there are times when Donald Trump can be circumspect. This election cycle, he’s focused most of his bigotry on immigrants, whether the undocumented from Mexico or Muslims from the Middle East (or judges from Indiana). He’s been a bit more careful in how he treats African-Americans—not tolerant, exactly, but also not calling for a wall around Chicago either...



https://newrepublic.com/article/135268/r...ves-matter

http://www.forbes.com/sites/neilhowe/201...4c26421736

Quote:Over the past few years, co-working has made headlines for turning the workplace on its head. In recent weeks, its lesser known counterpart—co-living—has gotten its first big media rollout. These overlapping trends represent a cultural shift away from traditional work and home environments. What is fueling their growth? Generational change. These community-oriented, structured, and shared concepts appeal to the Millennial mindset. While co-working and co-living aren’t without their drawbacks, they will likely be around for the long haul as Millennials continue to put a new spin on the young professional lifestyle...



http://www.forbes.com/sites/neilhowe/201...4c26421736

This is a thread where people can post Neil Howe tweets that they find interesting.