01-02-2017, 07:03 PM
(01-02-2017, 06:10 PM)David Horn Wrote:(01-02-2017, 10:56 AM)Danilynn Wrote: I have fairly good insurance, it was better before the ACA, both in cost to me and cost to my employer and coverage.
I'd probably not have the level of care I do now under single payer.
My issues with medical coverage and getting my health sorted out have more to do with there are 3 autoimmune diseases at hand that must be dealt cohesively. The problem, I have had is getting the docs to work together, each of the three falls under a different specialist. Which is why in less than 3 weeks I am heading to a doctor in a bigger city that deals with autoimmune disorders, and doesn't feel they should be treated individually. But works on the them all as the issue they are, autoimmune disorders that should be put into remission and balanced equally so that they can all be in harmony and the patient can have relief.
I'm going to pay dearly for this, this group of doctors has excused themselves from the insurance industry they neither accept or file it. They will give you forms to do it yourself, but they have no idea how much insurance will reimburse. I am now fine with this set-up. I have seen how much the ACA has influenced care and insurance willingness to cover treatment and doctors.
I'm finally on Medicare, and I have literally unlimited coverage for almost everything. I can't get cosmetic surgery to improve my looks, but I can for reconstructive issues. In any case, I have a massive $166.00 annual copay, and the rest is covered , either by Medicare directly of through my Medigap plan. It's hard to beat that. If it was up to me, I would just change the Medicare law to drop the eligibility age from 65 to 0.
Show a better plan in the US, unless it's the VA which is also single payer.
Medicare is very good with respect to giving you what you ask for. That works well for people who understand what medicines and procedures work and what doesn't. It is not so good for people who don't understand health and medicine so much; my mother, for example, is the type who wants the doctor to prescribe something, anything, and she at one point was on half a dozen different medicines mostly to counteract each others' side effects, each of which had other detrimental side effects.
Medicare is also extremely expensive, not to the patient, but to the taxpayer. This is one of the two major reasons why, by international standards, the US has exceptionally expensive health care, the other being that drugs are more expensive here.
The VA is terrible. The difference is that with VA coverage, you have to go to government run hospitals. With Medicare, the government pays, but you get to go to private doctors. Every veteran I know would prefer vouchers for private insurance.